You know how it is. Hello my friends welcome back to my channel, I’m so glad you’re here today we’re gonna talk about Frugal finance self-care. I think everyone thinks about self-care as spas and bubble baths and pedicures and manicures and while that could be Self-care today, we’re gonna talk about financial self-care and the things you can do that are good for you and set you up for success and reduces stress and reduces anxiety and Really set you up for financial abundance grab your coffee Snuggle up in a blanket or if you are listening to this Secretly at work Or if you are listening to this on your couch However, you are listening to this. I hope you are relaxed and I hope you enjoy this content the first frugal financed self-care tip I am going to encourage you to embrace is Contentment This is I think the foundation of living a frugal life living a happy life living a life filled with joy and gratitude Practicing contentment for what you already have is the key When we are thinking about what we’re lacking what we don’t have why we’re not happy because we don’t have this we’re operating in a mode of lack and if we Change that we flip this script and instead we focus on all the things that we have I have a roof over my head. I have a cozy bed to sleep in I’ve got fresh coffee that I just brewed Warming my body I have clothes on me I have a Beautiful son who makes every day a me using I have family I have friends you have co-workers you have dishes to eat off of I always use that small example, but it’s so true Practicing contentment is a way of reminding yourself Hey self. I’ve actually got it pretty good Right, what could be more caring for yourself? Than reminding yourself of all That you already have and the gratitude you feel for everything that you already have So practice contentment, it feels good. If you have to write it down get out a notepad start writing down all the things that you feel Content with and I bet your list is gonna be so long and you had no idea Number two set a financial goal that will bounce you’re a SS right out of bed. I Feel like one of the most times that I was so financially motivated was when I was paying off my car I’ll leave a video here it’s part one of how I save twenty thousand dollars to pay off my car and I remember feeling so Driven so motivated and so Purposeful and intentional with my budget when I had this goal in mind and I haven’t had one quite driving sense So if you set a goal that you’re really reaching for and you set a timeline I had a timeline for that. I had to pay it off in January because that’s when my lease was up. So I was like Laser focused and that worked setting a goal will drive you it will inspire you and it will have a direction in your financial life of What you’re trying to reach it could be buying a home. It could be paying off debt, whatever It is have something that will light a little fire under your butt so that you bounce out of bed in the morning and you feel ready to attack this number three if you are feeling like Are always in the red you never have enough money and this is stressing you out the perfect Form of self-care to get you into a better place and make you feel better is to get your side hustle on Girl, get your side hustle on or boy get your side hustle on if you only have one job now of course, every situation is different, but probably if you only have one job you could figure out a way to have a side hustle, right if you’ve never seen my job video I’ll link it up above I have several jobs and I always have and I’m not saying that’s the way you want to live your Life, but especially those of you that have only had one forever Try a side hustle. Get your side hustle on get that extra income Into that bank account. It feels awesome. If You’re always Operating in the red you have to figure out either a way to decrease your expenses Or to increase your income. So try out that side hustle for those of you that have never heard of a side hustle There’s 8 million videos on YouTube about side hustles I don’t have a specific one But I can think of like 5 offhand just put in YouTube’s side hustle ideas And you will be bombarded with a million ideas just go through them and see what are my Strengths what? Could I make some extra money doing one of mine is I am a choreographer I teach dance and that’s one of the things that I love to do So why not get paid for it while enjoying and participating in the art that I love which is dance Do you have a passion? Do you have something that are you crafty? Could you make some stuff and sell it on Etsy? Could you? Drive an uber there’s a million side hustles I’m not even gonna get into it in this video because there’s a million and you have to just listen to all the ideas Capitalize on your strengths and make that extra money If you are still with me go in the comment Please and type in self-care so I know this content is sinking in. Oh and while you’re at it hit the thumbs up button Number four if you have any debt if you are not debt free Make an extra debt payment somewhere if you’ve been paying the minimum payment try to double it if You are in a position to make an extra payment on your mortgage do that if you just oh somebody some money and it’s weighing on you try to give them as Much as you can to get that off your plate make an extra debt payment to make yourself feel relief and if you are needing some inspiration of why even get out of debt Some people just operate in debt and they don’t really think much of it But if you are a person where it’s starting to weigh on you or if you’ve been watching this channel And you’ve been working toward the goal of getting out of debt. I have a video called Why get out of debt? It was a collab I did with my friend Mary Ann Christiana. Check out mine check out theirs and Figure out a way to get a little bit of your debt gone Paying off debt to me was such self-care not having debt feels like Relief it feels like a breath of fresh air. It feels so good. Take care of yourself Make an extra debt payment number five This one makes me laugh, but it’s it’s something I want to encourage you to do open a Roth IRA I’m just thinking the contrast of like what you think self-care usually looks like and what I’m encouraging you to do Open a Roth IRA. What’s a Roth IRA? It’s an individual retirement account if you are in a position to open up a Roth IRA do it I have a whole video on this I’m gonna leave it up here Investing in your retirement is something that You want to not forget about and I think that people forget about this as time goes on. They think I’ll worry about it later, and I say this and I said it and I’ll say it again My biggest financial regret in life is not setting up Retirement earlier if I would known the things I know now in my 20s I am confident. I would be a millionaire before I retire Confident I didn’t know this stuff you guys if you are in your 20s watching this Please heed my advice use open or off IRA invest in your Retirement of court. I have a 403 B. Also you might also have a 401 K. But I’m gonna I’m specifically pushing for the Roth IRA right now and when you watch that video You will know all the reasons why take care of yourself now get a Roth IRA Get it moving. I Think you’ll thank me. Later There are so many more financial self-care tips that I could share. But today I’m just starting with these five Marinate on these five. I hope they’re helpful I hope they spark something in you that will encourage you to take good financial care of yourself Let me know below if you want more frugal self care tips Cuz I got a lot of them in here that I’d love to share with you Let me know in the comments if you want another video with part 2 of this five more frugal Self-care tips and I hope that I see you in the next video. You guys have an awesome day. Don’t forget to hit subscribe! That’s my boy!